First Niles Financial Stock Analysis

First Pink Sheet Analysis Notes

The company last dividend was issued on the 8th of December 2022. First Niles Financial, Inc. operates as the holding company for the Home Federal Savings and Loan Association of Niles that provides various banking products and services. First Niles Financial, Inc. was founded in 1897 and is based in Niles, Ohio. First Niles operates under BanksRegional classification in the United States and is traded on OTC Exchange.The quote for First Niles Financial is published daily by the National Quotation Bureau and the company does not need to meet minimum requirements or file with the SEC. To learn more about First Niles Financial call the company at 330 652 2539 or check out https://www.homefedniles.com.

First Market Capitalization

The company currently falls under 'Micro-Cap' category with a current market capitalization of 19.23 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate First Niles's market, we take the total number of its shares issued and multiply it by First Niles's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.

First Profitablity

The company has Profit Margin (PM) of 0.1 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.13 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.13.

Technical Drivers

As of the 13th of February 2026, First Niles shows the Downside Deviation of 3.73, coefficient of variation of 4082.27, and Mean Deviation of 1.5. First Niles Financial technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.

First Niles Financial Price Movement Analysis

First Niles Outstanding Bonds

First Niles Predictive Daily Indicators

First Niles Forecast Models

First Niles' time-series forecasting models are one of many First Niles' pink sheet analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary First Niles' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

First Niles Financial Debt to Cash Allocation

First Niles Financial currently holds 25.29 M in liabilities. Debt can assist First Niles until it has trouble settling it off, either with new capital or with free cash flow. So, First Niles' shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like First Niles Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for First to invest in growth at high rates of return. When we think about First Niles' use of debt, we should always consider it together with cash and equity.

First Niles Assets Financed by Debt

Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the First Niles' operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of First Niles, which in turn will lower the firm's financial flexibility.

First Niles Corporate Bonds Issued

Pink Sheet analysis is the technique used by a trader or investor to examine and evaluate how First Niles prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling First shares will generate the highest return on investment. We also built our pink sheet analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Pink Sheet such as First Niles. By using and applying First Pink Sheet analysis, traders can create a robust methodology for identifying First entry and exit points for their positions.

When running First Niles' price analysis, check to measure First Niles' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Niles is operating at the current time. Most of First Niles' value examination focuses on studying past and present price action to predict the probability of First Niles' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Niles' price. Additionally, you may evaluate how the addition of First Niles to your portfolios can decrease your overall portfolio volatility.